Here you can get the insurance needed in your area
**Reminder**
Make sure you make it clear that you will NOT be towing vehicles and you only offer soft services such as lockouts, fuel delivery, tire changes and jump starts. Then the underwriter can create a custom policy and save you money.
Important Information Regarding Your Insurance Coverage
While we are diligently working to find you the most competitive rates, please understand that we are not an insurance provider. Securing the necessary insurance coverage is your responsibility.
To ensure you receive the best possible rates, we recommend you contact local insurance providers directly and provide them with our insurance requirements. It is crucial that you emphasize you will be performing "soft services only" with no towing. This distinction is key to obtaining the most favorable quotes.
Please be aware that some agents may initially state they do not offer "soft services only" coverage. This can sometimes be due to a lack of complete information or training. We strongly advise you to ask to speak with a manager if you encounter such a response, as they can often provide more accurate information and explore all available options.
Simplified Insurance Application for Light-Duty, Work-from-Home Service Providers
This application is for light-duty service providers who operate their businesses from home and use their own vehicles. This specifically excludes towing, repossessions, and storage lot operations.
The purpose of this application is to help you secure the necessary insurance coverage and Certificates of Insurance (COIs) needed to partner with major motor clubs. These clubs often require General/Auto Liability insurance.
Once your new insurance policy is approved and active, you'll receive the required COIs for all clubs listing them as the policy holder.
Insurance Requirements
Coverage Requirements Include:
General Liability insurance
$100,000 each person and $300,000 each occurrence bodily injury
$100,000 each occurrence for property damage
Or
Minimum combined single limit for bodily injury and property damage of $300,000 per occurrence
Automobile Liability insurance
$100,000 each person and $300,000 each occurrence$100,000 each occurrence for property damageOrMinimum combined single limit for bodily injury and property damage of $300,000 per occurrence
Get garage liability insurance here
The amount of garage liability that your business needs depend on your business and the kind of work that you do. Your Roadside business is unique. There are a lot of different factors that go into determining your rates, so why not let us help you with a quote? We’ll get some information from you so that we can get you the most accurate quotes possible for the garage liability insurance you need for your roadside operation.